Financial protection and insurance work hand-in-hand to ensure financial stability and security by preparing for potential risks and mitigating the impact of unforeseen events.
If you were to fall ill – or worse, financial protection provides vital reassurance when it is needed most. Purchasing your dream home is one of the biggest financial commitments you will make in your life which is exciting, however, can be fraught with stress and worry.
Protection can help pay off the mortgage and keep up with the bills that don’t stop, giving you and your family the support you need at a very difficult time.
Life Cover pays out a cash sum or annual benefit if selected should you die or if you are diagnosed with a terminal illness before your cover ends.
Critical Illness cover provides you with a cash sum or annual benefit if selected if you suffer or undergo a specified illness or operation. It can also cover your children for certain illnesses as well.
Income Protection will pay you a regular monthly benefit if you lose your earnings due to being unable to work because of ill health or injury.
As a homeowner, most mortgage lenders insist that you have buildings cover in place to protect your investment. This covers the structure of your home and includes permanent fixtures.
Contents cover protects you against loss or damage to all the things in your home which are not part of the structure. Contents cover helps you put things back the way they were quickly and with the minimum of fuss.
Business Protection cover is a crucial risk management tool that ensures a business can survive and continue to thrive even in the event of losing key personnel, protecting both the company’s financial health and ownership structure.
Private Medical Insurance provides individuals with quicker access to healthcare services, greater choice, and enhanced comfort compared to public healthcare options. It’s a valuable option for those seeking more control over their healthcare experience, although it comes with additional costs.
Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON YOUR MORTGAGE.
