Expert first time buyer advice. We understand that buying a house is one of the most important purchases you will ever make, especially for the first time. It can be a very daunting experience but our advisers can guide you through the mortgage maze and find you the best deal available for your circumstances.
When it comes to moving out for the first time, trying to understand everything you need to do and be aware of, along with trying to secure the right mortgage can be intimidating to say the least.
When we say that to us you’re not just a client – we really mean it. We want to help make your experience as a first time buyer seamless and enjoyable.can explain the different types of mortgages on offer and will complete a budget planner, ensuring you get the mortgage most appropriate to you. Because we have access to a wide range of mortgage lenders you can have peace of mind that we will be able to compare a comprehensive range of mortgage products available on the market so you don’t need to shop around.
When you apply for a mortgage, lenders look at a number of things to work out how much you can borrow including your earnings & outgoings; the value of the property you want to buy, along with your deposit and as well as your credit history.
Our advisers will help you do the sums by completing a budget planner, so you will need to give us as much detail as you can about your finances.
If you would like any further information, contact one of our mortgage advisers today, you can ‘meet our team’ virtually by clicking the button below.
At Pollard Scott our advisers are industry leading in their knowledge of first time buyers. Furthermore, they were all once first time buyers too, so they understand how daunting and intimidating the process can be none the less. On top of that, our flexibility means we can work with you, whenever suits you – browse our brokers by pressing ‘meet the team’.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON YOUR MORTGAGE.
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