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Remortgage advice

Remortgage advice from Pollard Scott. Why is a remortgage right for me? Whether to raise extra funds or better your current mortgage deal, a remortgage provides a number of advantages for homeowners. Our expert mortgage advisers are on hand for any enquiries.


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What is a remortgage?

A remortgage is a convenient way to raise capital, where equity is available in a person’s property. Equity is the difference between the outstanding mortgage and property value, and it can be used as a sort of credit facility that most people can tap into.

How a remortgage could help you…

By remortgaging you can release equity and restructure the increased borrowing under a new first charge mortgage arrangement. How much you can borrow will depend on how much equity you have, and how much the lender is prepared to make available to you after assessing your ability to afford the mortgage product involved.

With our advisers, re-mortgaging can be very quick and simple to arrange. One of our expert mortgage advisers will help you through the process step-by- step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you. They will even take care of all the paperwork for you, so you don’t need to worry about a thing.

You may have to pay an early repayment charge to your existing lender if you re-mortgage.

 

Choose the right remortgage advisor for you…

Our every growing team of mortgage brokers, and more specifically, remortgage specialists are always ready to assist you, no matter where and when. We follow strict measures in ensuring they are experts in their field – in order to give you a seamless experience and ultimately, helping to secure the right deal for your circumstances.

We have many brokers based in and around Carlisle, each one operating on a highly flexible schedule and possessing specialist skillsets for various niches, so browse our team portfolio and learn about the members of Pollard Scott and how they can help you.


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